1126 Ruby Street SE, Palm Bay, FL 32909 (MLS# 1066418)

1126 Ruby Street SE, Palm Bay, FL 32909

$454,900
Property Type: Residential Bedrooms: 4 Baths: 2 Square Footage: 2,236 Lot Size (sq. ft.): 20,038 Status: Active
Current Price: $454,900 List Date: 1/14/2026 Last Modified: 4/25/2026

Description

ASSUMABLE 3.375% VA LOAN!!! Freshly painted interior!! Situated on a desirable almost half acre lot with no HOA, this custom-built four-bedroom, two expansive bathroom residence offers 2,236 square feet under air. Thoughtfully updated inside and out, this home showcases quality craftsmanship and extensive modern upgrades. Exterior improvements completed in 2022 include a new roof, new AC system, fresh exterior paint, enhanced landscaping, a full-lot perimeter fence, irrigation system, and an electrically powered sliding gate for added privacy and security. Interior updates feature luxury vinyl plank flooring throughout, five-inch baseboards, updated fans, designer light fixtures, recessed lighting, and fresh interior paint. The chef's kitchen boasts newer appliances, 42-inch cabinetry with under- and over-cabinet lighting, bright white quartz countertops, a large island with sink, and classic 3x12 subway tile backsplash.

Supplements: Both bathrooms have been fully renovated with new tile, vanities, fixtures, faucets, and farmhouse-style mirrors. Outdoor living is elevated with a 15x30 pool, composite decking, and a seven-person hot tub. Additional upgrades include in-wall speakers, a tankless water heater, whole-home water softener and filtration system, under-sink reverse osmosis, a new AC handler and condenser installed August 2025, a 190-square-foot covered screened porch, and an oversized 420-square-foot garage. Schedule your private showing today.

More Information MLS# 1066418

Location, Tax, and Legal

Tax Account: 2935866 Parcel Number: 29-37-17-Gq-00810.0-0004.00 General County Location: South Elementary School: Columbia Middle School: Southwest High School: Bayside Tax Annual Amount: 97.7 Tax Year: 2025 Tax Legal Description: PORT MALABAR UNIT 17 LOTS 4 & 5 BLK 810 Directions: From San Filippo Dr heading south from Malabar, make a right onto Wyoming, right onto Tharp and left onto Ruby

General Property Information

Bathrooms Half: 0 Living Area: 2236 Living Area Source: Public Records Lot Size Acres: 0.46 Lot Size Square Feet: 20038 Accessibility Features YN: No Association YN: No New Construction YN: No Garage YN: Yes Garage Spaces: 2 Carport YN: No Waterfront YN: No Senior Community YN: No CDD Fee YN: No Community Fee(s) YN: No Furnished: Unfurnished Stories: 1 Direction Faces: Northwest Pool Private YN: Yes List Price/SqFt: 203.44 Bedrooms Total: 4 Bathrooms Total: 2 Bathrooms Full: 2 Year Built: 2004

Remarks and Miscellaneous

Public Remarks: ASSUMABLE 3.375% VA LOAN!!! Freshly painted interior!! Situated on a desirable almost half acre lot with no HOA, this custom-built four-bedroom, two expansive bathroom residence offers 2,236 square feet under air. Thoughtfully updated inside and out, this home showcases quality craftsmanship and extensive modern upgrades. Exterior improvements completed in 2022 include a new roof, new AC system, fresh exterior paint, enhanced landscaping, a full-lot perimeter fence, irrigation system, and an electrically powered sliding gate for added privacy and security. Interior updates feature luxury vinyl plank flooring throughout, five-inch baseboards, updated fans, designer light fixtures, recessed lighting, and fresh interior paint. The chef's kitchen boasts newer appliances, 42-inch cabinetry with under- and over-cabinet lighting, bright white quartz countertops, a large island with sink, and classic 3x12 subway tile backsplash.

Appliances

Dishwasher: 1 Disposal: 1 Electric Range: 1 Microwave: 1 Refrigerator: 1

Closing Company Details

Closing Company Name: Echelon Title Services, Inc - info@echelontitle.com Closing Company Address: 5815 Highway 1, Suite 1, Rockledge, Florida 32955

Construction Materials

Block: 1 Concrete: 1 Stucco: 1

Cooling

Central Air: 1

Current Use

Residential: 1 Single Family: 1

DPR Eligible

DPR Eligible: Yes

Fencing

Wrought Iron: 1

Flooring

Laminate: 1 Tile: 1

Heating

Central: 1

Interior Features

Breakfast Nook: 1 Ceiling Fan(s): 1 Eat-in Kitchen: 1 Open Floorplan: 1 Pantry: 1 Primary Bathroom -Tub with Separate Shower: 1 Split Bedrooms: 1 Vaulted Ceiling(s): 1

Laundry Features

Electric Dryer Hookup: 1 In Unit: 1 Washer Hookup: 1

Legal Details

Permission Granted to Advertise: Yes

Levels

One: 1

Listing Terms

Assumable: 1 Cash: 1 Conventional: 1 FHA: 1 VA Loan: 1

Lot Features

Cleared: 1

Parking Features

Attached: 1 Garage: 1

Patio And Porch Features

Deck: 1 Patio: 1 Rear Porch: 1 Screened: 1

Pets Allowed

Yes: 1

Pool Features

Above Ground: 1 Fenced: 1

Possession

Close Of Escrow: 1

Road Surface Type

Asphalt: 1

Roof

Shingle: 1

Sewer

Septic Tank: 1

Spa Features

Above Ground: 1 Heated: 1

Special Listing Conditions

Standard: 1

Utilities

Electricity Connected: 1

View

Other: 1

Water Source

Well: 1

Showing Requirements

Appointment Only: 1 Call Listing Agent: 1

Contract Information

Current Price: $454,900 Original List Price: 499900 List Price: $454,900 Status: Active Listing Contract Date: 2026-01-14 Property Sub Type: Single Family Residence

Location Tax and Legal

Street Number: 1126 Street Name: Ruby Street Suffix: Street Street Direction Suffix: SE County: Brevard State: FL Postal Code: 32909 MLS Area Major: 343 - SE Palm Bay Subdivision Name: Port Malabar Unit 17

Status Change Information

Major Change Timestamp: 2026-03-23T12:53:30Z Major Change Type: Price Reduced Price Change Timestamp: 2026-03-23T12:53:30Z Status Change Timestamp: 2026-01-14

Property Features

Appliances: Dishwasher; Disposal; Electric Range; Microwave; Refrigerator Construction Materials: Block; Concrete; Stucco Cooling: Central Air Current Use: Residential; Single Family Fencing: Wrought Iron Flooring: Laminate; Tile Heating: Central Interior Features: Breakfast Nook; Ceiling Fan(s); Eat-in Kitchen; Open Floorplan; Pantry; Primary Bathroom -Tub with Separate Shower; Split Bedrooms; Vaulted Ceiling(s) Laundry Features: Electric Dryer Hookup; In Unit; Washer Hookup Levels: One Listing Terms: Assumable; Cash; Conventional; FHA; VA Loan Lot Features: Cleared Parking Features: Attached; Garage Patio And Porch Features: Deck; Patio; Rear Porch; Screened Pets Allowed: Yes Pool Features: Above Ground; Fenced Possession: Close Of Escrow Road Surface Type: Asphalt Roof: Shingle Sewer: Septic Tank Showing Requirements: Appointment Only; Call Listing Agent Spa Features: Above Ground; Heated Special Listing Conditions: Standard Utilities: Electricity Connected View: Other Water Source: Well
Listing Office: Endless Summer Real Estate
Last Updated: April - 25 - 2026
Information is deemed to be reliable, but is not guaranteed.

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